In the difficult economy of today, it is hardly a surprise that every person tries his best to save a couple of bucks in whichever way he or she can, and this also includes the insurance companies. In the event that you vehicle needs to be repaired in some way, people are really inclined towards buying aftermarket components rather than going for components that have been manufactured by the original vehicle manufacturer because these manufacturer made components tend to be more expensive. It is advised though that you make it a point to go through your insurance policy before making the switch to aftermarket products as insurance companies have very strict guidelines. There is a great chance that the insurance company will refuse to cover you if you have installed aftermarket components.This does not necessarily mean that after-market products are not of good quality. For an example drivetech 4×4 components are up to the standard offered by vehicle manufacturers. There are certain scenarios where they are the only option left. These scenarios include if your car is quite old and the manufacturer has discontinued after sales support, which would force you to look elsewhere. There is also the advantage that after-market products are significantly cheaper than buying components made directly by the car companies.
An individual can find performance exhausts online that cost twenty six percent to forty five percent cheaper than exhaust systems made by the vehicle manufacturer. According to a study on the area, up to eighty five percent of vehicle repair shops make use of aftermarket parts instead of components made by the vehicle manufacturer.When it comes to insurance coverage of after sales products, a majority of states mention that $500-$1000 be allocated for custom components and equipment. These items mean components in your vehicle that increases the appeal and the performance but were not installed by the manufacturer. But this amount of money is usually not enough to cover all the aftermarket components installed. If an accident ever happens, your first move should be to inform the insurance agent about the aftermarket components that are installed in your vehicle and what are covered just to be on the safe side.In the event that the insurer feels the vehicle is not worth repairing, they will pay you back the value of the car but if you have installed aftermarket products that rise to a significant value, then they can refuse to pay you back for that. Your best option is to always keep your insurer updated with whichever aftermarket component you install in your vehicle.